How to Withdraw Money from Credit Card Without Charges: 2023 Guide

A person withdrawing cash from an ATM using a credit card

Cash advances from credit cards can be expensive, but there are a few ways to avoid or minimize the charges. Choose a credit card with no cash advance fees, use a peer-to-peer lending platform to borrow money from friends and family, or ask your friends and family to purchase something or pay a bill for you with their credit card. If you do need to withdraw cash from a credit card, be sure to repay the balance as quickly as possible.