Introduction

IndusInd bank and Tiger Fintech have recently launched a co-branded credit card which is a lifetime free credit card. This top-tier card comes loaded with premium features, like accelerated rewards, airport lounge access worldwide, free golf games, and a very low foreign transaction fee. If you want to enjoy premium features at a very low cost then be sure to check out this credit card. 

Read till the end to know everything about the IndusInd Bank tiger credit card in detail. 

Overview

Snapshot overview of the IndusInd Bank tiger credit card is as below:

• Annual fee – 0 (Lifetime free) 
• Premium design 
• Spending linked accelerated reward points 
• Domestic lounge access – 2 per quarter
• International lounge access – 2 per year
• Free movie ticket
• Concierge services
• Auto assist service

Fees

Fee	Amount
Joining fee	Lifetime free
Renewal fee	Lifetime free
Reward points redemption fee	100 + GST
Fore markup fee	1.5%+GST
Interest charges	3.5% per month
Over limit charges	2.5 % of over limit amount subject to minimum Rs. 500

Also Read: 6 Best credit cards for airport lounge access in India

Rewards programme

Amount spent	Rewards per 100 Rs spent
Upto 1 lakh	1
1 lakh – 2.5 lakh	2
2.5 lakh – 5 lakh	4
More than 5 lakh	6

Unlike most credit cards there is no limit on reward points on IndusInd Bank Tiger credit card. 

You can also convert your rewards points in Airmiles. 1 Reward point = 1.2 Airmiles

Value of 1 RP = 0.4 INR

With the IndusInd Bank Tiger Credit Card, you can access one complimentary golf game or lesson per quarter. This feature along with low forex markup is usually offered by premium credit cards with high annual fees such as SBI Elite and HDFC Regalia but this credit gives these services with Zero annual fee, which is remarkable.

Excluded categories: 

• fuel, 
• utility bill payments,
•  insurance premium, 
• government services, 
• Educational Institutes, 
• Real Estate and rental payments

Airport lounge access with IndusInd Bank Tiger Credit Card

Lounge type	By	Limit
Domestic lounge	VISA	2 per quarter
International lounge	Priority pass	2 per year

Here is the list of airport lounges that you can access using the IndusInd Bank Tiger credit card. 

Also Read: 6 Best Rupay Credit Cards for Fuel purchase 

Free Movie Tickets

• You will get one complimentary movie ticket up to ₹ 500 on bookmyshow.com every 6 months 
• This offer of a free movie ticket is valid till 31st March 2024.

Although the free movie ticket offer of this credit card is not as good as other credit cards in this category but this card compensates for this buy its other magnificent rewards. 

Concierge services with Tiger credit card

• Pre-trip Assistance: With this service, you can get information about any destination in India or abroad – information like the weather, important landmarks, modes of transport, etc. You can plan your trip and sightseeing plans easily with this information.
• Hotel Bookings: If you need to make a booking at any hotel across the world, you can call the concierge desk and the concierge desk shall take care of the bookings.
• Flight Bookings: Your flight bookings whether in India or abroad can be handled by the concierge desk. The concierge will book the tickets and deliver them to you at your doorstep. For the IndusInd Bank International Travel offers, call the concierge desk and the tickets will be charged on your card and delivered to you at your doorstep.
• Car Rental & Limousine Service: If you want to rent a car while travelling in India or abroad, all you will need to do is call the concierge and the rental shall be arranged for you.
• Sports and Entertainment Bookings: If you want tickets for the Sports events, you can call the concierge desk. They will try and arrange for the tickets and deliver them to your doorstep.
• Event Bookings: You can call the concierge desk to arrange for tickets to any special talks or events across the world
• Flower and Gift Delivery: With the concierge, you can arrange to send flowers or any special gift to anyone across the world. You can ask the concierge for the rarest of things and they will be arranged and delivered to any place that you wish
• You can call the Concierge services on 1860 267 7777.

Auto Assist Service:

Auto Assist being offered by Tiger credit card can be a lifesaver in times of vehicle related emergencies, it provides you with the following services:

• Roadside Repair Service: If your vehicle breaks down on the road due to any mechanical/electrical fault, Auto Assist will help in arranging for the mechanic to repair your vehicle at the vehicle’s breakdown location.
• Emergency Fuel Supply: If your vehicle gets stranded on the road due to lack of fuel, the Auto Assist shall arrange to deliver the fuel (up to 5 litres) to the location where your vehicle is stranded.
• Flat Tyre Services: In case of a flat tyre, the Auto Assist Service shall arrange for a mechanic to come and repair the flat tyre.
• Keys Locked Inside: In case of car keys getting locked inside the car or keys getting misplaced, we can even arrange for a locksmith to come and either prepare a new car key or open your car for you at the time of need.
• Battery Service: In case the battery is not functioning, Auto Assist shall arrange for a service provider to come for battery repair at the vehicle’s breakdown location
• To avail of the Auto Assist service, you need to call the Concierge on 1860 267 7777.

How to apply for the IndusInd Bank Tiger credit card

You can apply online or offline for this credit card. To apply offline you have to visit the branch and fill out out all the required forms. Please keep in mind that the offline process takes a bit longer time for card approval as compared to the online process. The online application might get approved in 2 weeks and the offline process takes 3-4 weeks for approval.

To apply online you can use this link. 

Eligibility criteria for Tiger credit card

You are eligible for his credit card if you fulfil the below requirements:

1. You must be an Indian resident
2. Your age must be between 18 to 65 years

Documents required

• Application form
• Identity proof (Aadhaar/PAN/Passport)
• Address proof
• Latest salary slip or IT returns + bank statements
• Passport size photographs

Summary

If you want to experience the premium rewards offered by credit cards and do not want to pay high annual fees then this is the card for you. The excellent rewards program may be reduced by the bank at any time, which has been the case with many premium credit cards. So it’s best to get this credit card as soon as you can.