6 Best Rupay Credit Cards for Fuel purchase 


Since its launch use of UPI has become quite common for daily household purchases and payments. Paying directly from the bank account was not giving customers any kind of benefits. But NPCI and RBI have enabled Rupay credit cards for UPI QR code payments, now users can get attractive rewards on their daily purchases and fuel payments. 

These are 5 credit cards that give handsome rewards for payment of fuel purchases using Rupay credit cards:

Axis IOCL RuPay Credit Card

Key features:

  • 100% cashback up to ₹250 on all fuel spent within the first 30 days of card issuance.
  • 20 reward points per ₹100 on fuel spent on IOC Terminal.
  • 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100
  • 1 rewards points per ₹100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spent between 200 to 5000.
  • Annual Fee waived off if spends more than 50000 per year.
  • 10% instant discount for movie ticket booking via the BookMyShow website.
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Also Read: Scapia Federal Bank Credit Card: A 2023 Guide

HPCL RuPay Credit Card

Key features:

  • Joining & Annual fee- Rs. 499 + GST
  • Upto 5% Savings (24 Reward Points per Rs. 150 = 4% Savings + 1% fuel surcharge waiver) for fuel purchases at HPCL retail outlets, and LPG purchases & through the HP Pay App.
  • Get 2000 bonus reward points on spends of Rs. 5000 within 60 days of issuance.
  • 10 Reward Points for every Rs. 150 spent on Utility, Grocery & Departmental stores and 2 Reward Points for every Rs. 150 spent on other categories.
  • 4 complimentary airport lounge access per year (1 per quarter) at partner domestic lounges
  • 25% off up to Rs. 100 on the purchase of a minimum 2 tickets per transaction at Paytm Movies
  • Annual Fee reversal on spending Rs. 50,000 in every anniversary year.

ICICI Bank HPCL Super Saver RuPay Credit Card

Key features:

  • Joining Fee – ₹500+GST
  • Annual Fee – ₹500+GST
  • Joining Benefits of 2000 ICICI Bank Reward Points* and ₹100 cashback* on the first transaction done through the HP Pay App
  • Earn 4% cashback* and savings of 1%* fuel surcharge on fuel purchases at HPCL pumps
  • Additional 1.5%* back as Loyalty Points in the HP Pay App on fuel
  • Get 5%* back as reward points for spending on utilities and departmental store purchases
  • Earn 2 reward points per ₹100 spent on retail purchases except on fuel
  • Complimentary Road Side Assistance*
  • 1 Airport Lounge Access per quarter
  • 25% off* on BMS and INOX up to ₹100 twice a month on each

Also Read: IndusInd pinnacle credit card review

IDFC First Power Plus RuPay Select Credit Card

Key features:

  • Get up to 175 liters of free fuel annually
  • ₹500 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650
  • Up to 6.5% savings on fuel spend,
  • 5% savings on Grocery, Utility & IDFC FASTag recharge
  • 3X Rewards on other retail spends
  • Airport lounge access, Movie discounts & Roadside Assistance

IndianOil HDFC Bank Credit Card

Key features:

  • Get 5% of your spending as Fuel Points at IndianOil Fuel outlets with a limit of 250 Fuel Points in a month for the first 6 months, post which you can earn up to 150 Fuel Points in a month)
  • Convert your daily needs into daily fuel savings: Earn 5% of your Grocery Spends as Fuel Points (You can earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
  • Pay your bills and save on fuel: Earn 5% of your bill payments as Fuel Points (You can earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
  • The Fuel Points just keep coming: Earn 1 Fuel Point for every Rs. 150 that you spend
  • Keep the fuel, reverse the charge: Enjoy 1% surcharge waiver when you buy fuel (Up to Rs. 250 per billing cycle, transaction value to be min. Rs.400)
  • Get a tankful of rewards: The Fuel Points you collect can be redeemed towards IndianOil XTRAREWARDSTM Points (XRP) Redeem XRP for free fuel at over 20,000 participating IndianOil Petrol Pumps across India.
    [1 FP = 3 XRP; 1 XRP = Rs. 0.32]
  • Fuel Points validity: Fuel Points are valid only for 2 years from the date of accumulation. e.g., if you receive Reward Points in Sep 2019, same will expire in Sep 2021.
  • Credit Card Offers: click here for exclusive offers on your IndianOil HDFC Bank Credit Card.
  • Annual Earnings: Get 50 litres of free fuel per year by simply using your IndianOil HDFC Bank credit card. Detailed illustration as shown below: click here
  • Fuel Points Redemption: To redeem Fuel Points for Free Fuel,  click here to Apply Now ​​​​​​​
     – Convert your accrued Fuel Points into XTRAREWARDSTM Points (XRP)
     – Use XRP at participating IndianOil Outlets for free fuel

Also Read: HDFC Regalia Gold Credit Card Review

Kotak IOCL RuPay Credit Card

Key features:

  • Save 5% on IndianOil fuel spends
  • 2% back as Reward Points on Grocery and Dining spending
  • 1000 Reward Points as a welcome benefit on spending ₹500 within 30 days of card issuance
  • Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year.

There are other credit cards that offer discounts on fuel purchases but here I have listed only those credit cards which offer only the best rewards.

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