Introduction

Axis Bank has launched a brand new premium credit card that offers a variety of benefits to frequent flyers. The card is co-branded with Lufthansa Miles & More, one of the world’s leading frequent flyer programs.

This card comes in two variants: Axis Bank Miles & More Select Credit Card and Axis Bank Miles & More World Credit Card. The fee for ‘Select’ variant is higher as compared to ‘’World’ but it also offers better rewards. 

To earn miles with the Axis Bank Miles and More Credit Card, you can use the card to make purchases at any merchant that accepts Visa cards. You can also earn miles by booking flights through the Miles and More website.

Miles can be redeemed for a variety of travel experiences, including flights, hotels, car rentals, and cruises. You can also redeem miles for gift cards, merchandise, and other rewards.

The Axis Bank Miles and More Credit Card is a great option for frequent flyers who want to save money on their travel expenses. The card offers a variety of benefits, including miles earning, redemption, and complimentary airport lounge access.

Overview

Card Type	Rewards credit card
Reward rate	2-3%
Joining Fee	10,000 (Select), 3,500 (World)
Best Use	Travel tickets
Best Feature	Award miles
Customer care Number	1800-209-5577 or 1800-103-5577
Customer care Email	premium.cards@axisbank.com

Also Read: ICICI Coral RuPay Credit Card

Axis Bank Miles & More Credit Card Fee & charges

Here is a summary of the charges for the Axis Bank Miles and More World Credit Card and the Axis Bank Miles and More Select Credit Card:

Axis Bank Miles and More World Credit Card:

• Joining Fee: Rs. 3,500 + GST
• Annual Fee (2nd year onwards): Rs. 3,500 + GST
• Add-on Card Joining Fee: Nil
• Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum)
• Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the Cash Amount
• Fee for Cash Payment: Rs. 100/-
• Card Replacement: Nil
• Overdue Penalty or Late Payment Fee: Nil if Total Payment Due is less than Rs. 500, Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000, Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000, Rs. 1200 if the total payment due is greater than Rs. 10,000
• Over Limit Penalty: 2.5% of the over limit amount (Min. Rs. 500)
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
• Fuel Transaction Surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• Foreign Currency Transaction Fee: 3.50% of the transaction value
• Reward Redemption fee: No
• Rent Transaction fee (Applicable from 5th March 2023): 1% capped at INR 1,500 per transaction on rental transactions

Axis Bank Miles and More Select Credit Card:

• Joining Fee: Rs. 10,000 + GST
• Annual Fee (2nd year onwards): Rs. 4,500 + GST
• Add-on Card Joining Fee: Nil
• Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum)
• Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the Cash Amount
• Fee for Cash Payment: Rs. 100/-
• Card Replacement: Nil
• Overdue Penalty or Late Payment Fee: Nil if Total Payment Due is less than Rs. 500, Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000, Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000, Rs. 1200 if the total payment due is greater than Rs. 10,000
• Over Limit Penalty: 2.5% of the over limit amount (Min. Rs. 500)
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
• Fuel Transaction Surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• Foreign Currency Transaction Fee: 3.50% of the transaction value
• Reward Redemption fee: No
• Rent Transaction fee (Applicable from 5th March 2023): 1% capped at INR 1,500 per transaction on rental transactions

Axis Bank Miles & More Credit Card Rewards & benefits

In this overview, we’ll look at the exciting rewards and charges that come with two distinct card options: the Axis Bank Miles and More World Credit Card and the Axis Bank Miles and More Select Credit Card. Whether you’re a frequent traveler or simply looking to maximize rewards on your spending, this information will help you make informed decisions about which card suits your financial and travel goals.

Axis Bank Miles and More World Credit Card:

• Welcome benefit: 5000 Miles
• Miles on spending: 4 award miles for every Rs. 200
• Annual fee waiver: On spends of Rs. 60,000 in the first 90 days
• Domestic lounge access: 4 per quarter
• International lounge access: 2 per year with a Priority Pass
• Annual bonus: 3,000 award miles

Axis Bank Miles and More Select Credit Card:

• Welcome benefit: 15,000 Miles
• Miles on spending: 6 award miles for every Rs. 200
• Annual fee waiver: On spends of Rs. 1,20,000 in the first 90 days
• Domestic lounge access: 8 per quarter
• International lounge access: 4 per year with a Priority Pass
• Annual bonus: 4,000 award miles

Apart from the above benefits you get a discount of 15% on selected restaurants. Click here for the updated list of partner restaurants. 

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How these reward miles can be used:

Accumulated reward miles can be used in numerous ways on the Miles and More (India) Website :

• Flights and Upgrades: 
  • Book flights with all the Star Alliance airline partners and other Miles & More airline partners 
  • Upgrade an already booked air ticket to a higher class of service with Condor and various Star Alliance partners 
• Hotels: 
  • Spend miles on accommodation in premium hotels and luxurious resorts 
• Shopping: 
  • Redeem miles at our partner stores or choose from our wide range of online partners 
• Car rentals: 
  • Rent cars using Miles award 
• A good cause: 
  • With award miles, help a child to go to school, ensure the care of an orphaned child, or replant forests 

Eligibility for Axis Bank Miles & More Credit Card

Eligibility for miles and more credit card is as below:

1. Primary cardholder should be between the age of 18 years and 70 years
2. Add-on cardholder should be over 18 years
3. The individual should either be a Resident of India or Non-Resident Indian

Documents required for Axis Bank Miles & More Credit Card

The following documents are required:

1. PAN card photocopy or Form 60
2. Colour photograph
3. Latest payslip / Form 16 / IT return copy as proof of income
4. Residence proof (any one of the following):
   1. Passport
   2. Ration card
   3. Electricity bill
   4. Landline telephone bill
5. Copy of latest Miles & More Membership Card statement (for existing Miles & More members only)
6. Credit card statement of existing Miles & More Credit Card (not older than 2 months) issued by Miles & More earlier Banking partner in India (for existing Miles & More members only)

How to apply

Click here to start to start your application process for Axis Bank miles and more credit card. 

Conclusion

This credit card is a game-changer for frequent flyers, offering not only enticing rewards and flexible redemption options but also those little luxuries like domestic and international airport lounge access that make every trip special.

And let’s not forget the 15% discount at select partner restaurants, which adds a delightful flavour to your dining experience.

So, if you’re someone who’s passionate about exploring the world, you should definitely experience the Axis Bank Miles & More Credit Card.

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